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Dummies guide to avoid problems when buying a home in Spain

Home purchase is a big investment, probably one of the most substantial of our lives. It is essential to make every effort to avoid any problems. In this article we list some tips that will help.

Buying a home is perhaps one of the most important acts done by one person or a family unit. It is acquiring the place where we go to a part of our intimate and personal life, and where possibly be built, continue or develop our "home" either family or individual.

In Mevilla CB we carry enough years in this to know that if the purchase is not done right, the consequences can last a lifetime. In our company we provide a full, fair and honest advice you to avoid problems in the future.

Our experience allows us to give these tips to avoid headaches in the future.

1. Take time to compare.

Current housing prices in Spain are very attractive. Experts say start rising soon. However, there is still room to compare. No matter how attractive is the price or conditions of a property, it is still possible to find others with similar conditions. Never door locks.

2. Negotiate the price always.

It is estimated that the market situation allows more than ever negotiation. You can get discounts in some cases can reach 30% of the initial price. Are you going to miss the opportunity to get such a substantial reduction?

3. Review the placement of the property in the Land Registry.

It is convenient to apply for a registration certificate to see if the house is correctly registered in the name of the seller or if it is free of charge. For this you only have to ask a simple note.

Pay attention to whether the home is aware of the Property Tax, the shares of the homeowners, or were subject to leases or rentals.

New homes in the building should have resolved their situation in relation to urban development charges, building permit, certificate of occupancy and the license of first occupation.

If there is any type of load, it requires the seller to the previously canceled before purchase.

4. Avoid making unnecessary payments.

Try to avoid delivering "advance payments" that some institutions require as "expression of interest" when a property questions.

In the case of deposit or signal, consult an expert or lawyer for the purposes of receipt, indicating the reason for such payment, and its inclusion in the contract within the total price of housing that will be recorded in writing.

If you're going to sign a purchase agreement with the landlord or a duly accredited representative, obtain in advance a draft contract to sign and consult an expert. Read the contract carefully, especially penalty clauses in case of missing deadlines contained in it, or not finally made the purchase for any reason. Also attentive to how payments, taxes are charged, etc.

5. Analyzes the condition of the property.

In some cases the cost of the necessary reforms can make what at first seems cheap ends up being expensive. Look closely at the state of the property and try to estimate the cost of possible reforms.

6. Do not buy above your means.

According to the Organization of Consumers and Users of Spain (OCU), do not invest in housing more than 4 times the net family income. Exceed this figure is a risk. Analyzes what are your resources and funding sources and put a spending ceiling.

Do not waste time dreaming of homes that you can not afford.

7. Consider the costs of the sale.

The selling price of the apartment is necessary to add the expenses of the sale depending on the region can rise to 14%.

Mevilla CB, real estate advisers in Orihuela Costa.

Do you have any questions about the purchasing process in Spain or any paperwork in particular? Contact Mevilla CB and help you in everything related to the search for housing in Spain.

If your dream is to live in a property in Cabo Roig or in one of the best villas on the seafront on developments as La Zenia, with us you will find the property for sale you are looking for. Check out our catalogue of properties and it you will find great opportunities, apartments, luxury villas and apartments for sale at competitive prices.

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